Homeownership

Habitat for Humanity provides a unique opportunity for hardworking people and families to build and buy their own homes. Our houses are sold at no profit to our partner homeowners with an affordable mortgage. The mortgage lengths vary depending on income; Habitat adjusts the length of the mortgage so that the monthly mortgage payment (which includes taxes, insurance, and condo fees, if applicable) is no more than 30% of the homeowner’s gross monthly income at the time of sale. Habitat for Humanity homeowner mortgage payments are put into a revolving fund that helps pay for construction of future houses in Watauga County.

The selection of homeowners who will purchase houses from Watauga County Habitat for Humanity is done by the Family Selection Committee in a way that does not discriminate because of race, color, religion, sex, handicap, familial status, sexual orientation, age, gender identity or national origin. We also do not discriminate because all or part of the applicant’s income is derived from public assistance programs.